AM FINANCIAL SERVICE

Meet The CEO

Hey, I'm Andrea Marion but you can call me Drea. As you came across my website, you probably wondering how did this all begin. I started my journey to financial freedom back in 2020 when I got denied for a loan to help me and my family during COVID-19 after I lost my job. I was told my credit was poor so I like everyone else paid someone to fix my credit but after spending over $1500 I saw no changes. That is when I decided to learn how to fix my credit myself by studying credit repair and consumer laws. Once I started seeing items being removed and my score kept increasing I knew I could not stop until I reached that perfect score. This was an eye opener for me that there was so much power in credit because as my score increased I began to see more financial opportunities come my way. I then started helping others fix there credit and the reactions and emotion I got from clients because of the results they were getting and the excitement they would have for being approved for credit cards or loans made me feel GREAT! I knew I found my passion but I did not want to stop just at credit repair because there is so many people lack the knowledge of credit and basic financial skills so I knew I wanted to help as many people as I could.

A lot of people I know have no clue there is another life when your credit is right and what you can do once its above 700 so this became a passion of mines to help others reach their financial goals by educating them on the importance of credit and basic financial literacy.

This is how AM FINANCIAL SERVICES came alive. Our goal here is to educate those who are lacking financial literacy and we specialize in empowering your financial journey with expert guidance and personalized solutions. Our dedicated team is committed to helping you navigate the complexities of credit and finance, unlocking a world of opportunities for a brighter financial future.

YOU HOLD THE KEY TO A BETTER LIFE, SO LETS OPEN THOSE DOORS TO FINANCIAL WEALTH

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WHY CHOOSE US

What Sets Us Apart:

At AM Financial Service your financial well-being is our priority! We are a dedicated consumer advocacy firm committed to empowering you on your journey towards financial freedom. Our comprehensive suite of services is designed to address various aspects of your credit and financial landscape, all provided with a commitment to excellence and transparency.

Our Services:

Free Credit Repair:

Unlock the doors to a brighter financial future with our expert team working diligently to dispute inaccuracies on your credit report. Our free credit repair services aim to boost your credit score by addressing discrepancies and ensuring your credit report reflects your financial standing accurately.

Debt Waiver:

Break free from the burden of outstanding debts. Our debt waiver services are designed to explore avenues for negotiating and, in certain cases, waiving off portions of your debts. We advocate on your behalf to help alleviate the financial strain caused by outstanding balances.

Third-Party Representation in Arbitration and Litigation:

When disputes escalate, our skilled team steps in to represent you in arbitration and litigation. Whether it's navigating complex financial disputes or addressing issues with creditors, we're by your side, advocating for your rights and seeking fair resolutions.

Documentation Preparation:

Navigating the intricacies of financial documentation can be daunting. Let us handle the paperwork. Our team excels in documentation preparation, ensuring that all necessary paperwork is accurate, comprehensive, and in compliance with relevant regulations.

Free Consultations:

Knowledge is power, and we believe in empowering you with insights into your financial situation. Take advantage of our free consultations where our experts provide personalized guidance, discuss your financial goals, and chart a course of action tailored to your needs.

At AM Financial Service, we understand that financial challenges can be overwhelming. Our mission is to provide you with the support and expertise needed to overcome these challenges and achieve financial success. Schedule your free consultation today and take the first step towards a brighter financial future.

Our Approach

At AM Financial Service we understand that effective credit repair is more than just correcting your credit report; it's about paving the way for a brighter financial future. We are not your average credit repair program. While many services focus solely on deletions, our commitment to your financial well-being goes much deeper.

Our approach is holistic and proactive. We do more than just dispute inaccuracies on your credit report. We empower you with the knowledge, tools, and personalized strategies to build a solid financial foundation. Our dedicated team works tirelessly to not only rectify errors on your credit report but also to provide you with the resources and guidance to maintain and enhance your financial health long after the deletions are made.

From educational resources on credit management to personalized financial planning, we ensure that every aspect of your credit and finances is addressed. We believe in nurturing a relationship with our clients that’s based on trust, transparency, and a commitment to long-term success. With AM Financial Service you’re not just repairing your credit; you’re setting the stage for lasting financial stability and success.

Harnessing Legal Empowerment: Your Rights Against Non-Compliant Debt Collectors and Creditors

In the intricate world of financial dealings, understanding the power vested in legal frameworks like the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) is crucial. These laws are not mere guidelines but powerful tools designed to protect consumers like you. When debt collectors, creditors, or Credit Reporting Agencies (CRAs) step out of line, failing to comply with these acts, it opens a pathway for legal action—a path that can lead to not only the rectification of wrongs but also potential compensation for any damages incurred. In this section, we delve into how you, as a consumer, can harness the power of legal action to uphold your rights and ensure fair treatment in the complex financial landscape.

This is where AM Financial Service comes in and assist with analyzing your case, finding errors and discrepancies that will allow us to take legal action against the credit reporting agencies, debt collectors and banks.

Once we start this process we are dedicated to ensuring we fight for your rights to not only get the item deleted off your credit report but also get the debt waived and even obtain monetary relief on your behalf.

AM Financial Service is not new to this process but those who enroll in our program may. We have proven and delivered results to many of our clients to help them achieve true freedom and reach their financial goals.

Ready to take control of your financial future? Explore our services and discover how we can help you not just repair your credit but transform your financial life. At AM Financial Service, your financial well-being is our top priority.

Our Promises to You :

We offer a 100% Money Back Guarantee per your client agreement.
We are a company with integrity.
We are very experienced with consumer and business and credit.
We will be intimately involved with your credit experience.
We will be there for you every step of the way.
Credit education and correction is legal and the law is on your side. We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies.
Our fees are reasonable and there are NO long binding contracts. We help you to work with your files until it is done.

Frequently Asked Questions

1. What services does AM Financial Service offer?

AM Financial Service specializes in credit repair, financial counseling, and guidance on credit score improvement. Our services are designed to help you understand and manage your credit effectively.

2. How can AM Financial Service help improve my credit score?

We offer personalized credit repair strategies, including disputing inaccuracies on your credit report, advising on debt management, and providing guidance on building a positive credit history.

3. How long does credit repair take?

With Credit Repair there is no guaranteed timeframe to ensure when items will be removed from your report but there is a timeframe by federal law that disputes are to be investigated and given a response. Everyone's credit report is different and requires different dispute tactics and methods to get results. You have to look at it like this: it took years to mess up your credit so you can not expect it to be fixed within a few weeks. The duration of credit repair varies depending on individual circumstances. Generally, it can take a few months to see significant changes in your credit score, but some cases may require a longer period.

4. What is the Fair Credit Reporting Act (FCRA) & Fair Debt Collection Practices Act (FDCPA)?

The FCRA is a federal law that regulates the collection, dissemination, and use of consumer credit information. It ensures the accuracy, fairness, and privacy of information in the files of consumer reporting agencies.

The FDCPA is a federal law that limits the behavior and actions of third-party debt collectors who are attempting to collect debts on behalf of another person or entity. It aims to protect consumers from abusive, unfair, or deceptive practices.

5. Can AM Financial Service guarantee a specific outcome?

While we strive to provide the best possible results, we cannot guarantee specific outcomes due to the complex nature of credit reporting and individual financial situations.