What’s Included in Our Free Services:
Ready to Become Financially Free?
Document Preparation Services
We Help You:
✔ By providing resources to help you understand how to dispute inaccurate information.
✔ Understand how to self-file CFPB complaints & arbitration claims.
✔ Organize evidence and documentation for debt disputes.
✔ Educate you on consumer protection laws & rights.
Why Choose Us?
✔ Transparency & Compliance – We operate with integrity & adhere to federal consumer protection laws to ensure our services align with regulatory requirements.
✔ No Upfront Fees for Education & Document Assistance – Our document preparation services are paid, but all consumer education & financial self-advocacy guidance are provided at no cost.
✔ Empowerment Through Education – Provide personalized guidance to help you understand your rights, navigate credit & debt-related challenges effectively.
Pricing Options
📦 What’s Included in Your Service Package
You’ll receive:
✅ Document Review & Organization
We help review and organize your credit-related documents.
✅ Client Portal Access
Securely upload and track documents and progress online.
✅ Educational Support
Understand credit reports, dispute rights, and key laws (FCRA, FDCPA).
✅ Third-Party Guidance
We guide you on how to contact agencies like the CFPB — we don’t contact them for you unless allowed by law.
✅ Debt Relief Education
We explain self-help options but do not negotiate with creditors.
💳 How and When You're Charged
We only charge after services are completed — never upfront — in compliance with NY, NC, and GA law.
Initial Document Fee: Charged after we review your credit report, collect ID docs, and prepare dispute support.
Monthly Fee: Charged only after document prep and education are provided each month.
📌 We do not charge for credit repair or outcome-based services.
📌 GA clients must submit their own disputes; we offer document prep and education only.
⚠️ State Law Compliance
- Georgia Clients: We do not submit disputes or offer credit repair. Only educational and document prep services are provided.
- New York & North Carolina Clients: No upfront fees. We provide support after services are rendered in compliance with state law.
- Clients must always authorize and submit their own disputes unless otherwise allowed by law.
Consumer Advocacy & Education – Always Free
We believe in empowering consumers with knowledge and tools to address financial challenges. Our free educational services help individuals understand their rights and navigate financial disputes effectively.
Clients are responsible for submitting their own disputes to credit bureaus, creditors, and collection agencies. AM Financial Service LLC does NOT file disputes on behalf of clients. We provide educational resources, document preparation, and guidance to help consumers understand their legal
What’s Included in Our Free Services:
✔ Know Your Rights – Learn about the FCRA, FDCPA, and other laws protecting your financial rights.
✔ Dispute & Arbitration Guidance – Get document prep support and resources to dispute inaccuracies.
✔ Debt & Tradeline Education – Explore self-help options for debt waivers and tradeline removals.
We are not attorneys & do not provide legal representation or legal advice. Our services include document preparation, consumer rights education, & guidance on self-filing disputes. We do not draft legal pleadings, appear in court, or negotiate on behalf of clients.
AM Financi Service LLC
AM FINANCIAL SERVICE LLC
AM Financial Service LLC is NOT a credit repair organization and does NOT offer credit repair services. We do not guarantee credit score improvements or remove negative items from credit reports. Our services focus on consumer education, financial literacy, and document preparation to help clients understand and exercise their rights under the Fair Credit Reporting Act (FCRA) and other consumer protection laws. Clients are responsible for submitting their own disputes.
AM Financial Service LLC does not offer credit repair services to Georgia residents. We do not file disputes or interact with credit reporting agencies, creditors, or debt collectors on behalf of Georgia consumers. Per Georgia law, we only provide general educational resources and document preparation upon request, and clients must submit all disputes themselves.
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Take Control of Your Financial Future!
Empower Yourself with the Knowledge & Tools to Manage Your Credit & Finances the Right Way.
📌 We provide financial education & document preparation – not credit repair.