Terms and Conditions
Last Updated: November 4, 2024
Welcome to AM Financial Service! By accessing our website, amfinancialservice.com, or using our services, you agree to comply with the following terms and conditions:
1. Service Overview
AM Financial Service LLC provides consumer education, document preparation, and financial literacy services. We do not engage in credit repair, credit counseling, or debt negotiation services. Clients remain responsible for all actions taken regarding their credit reports.
2. Use of Site and Services
You agree to use our website and services in accordance with all applicable laws. Unauthorized use of our website or services may result in suspension or termination of access.
3. Messaging Consent
By submitting your contact information, you consent to receive marketing messages, updates, and other notifications related to our services via SMS, email, or phone. Messages may be sent via an automated system. You can opt out by replying "STOP" to any SMS or contacting us directly.
4. Message and Data Rates
Standard message and data rates may apply based on your mobile carrier plan. AM Financial Service is not responsible for additional charges incurred.
5. No Guarantee of Results
AM Financial Service LLC provides educational guidance and document preparation assistance; however, we do not guarantee specific outcomes regarding credit disputes, debt resolution, or financial matters. The effectiveness of dispute processes depends on various factors, including third-party decisions, consumer credit history, and adherence to applicable laws.
6. Modifications to Terms
We reserve the right to update these terms at any time. Changes will be posted on our website, and your continued use of our services constitutes acceptance of the modified terms.
7. Limitation of Liability
AM Financial Service is not liable for any damages arising from your use of our services or any content provided on our website.
8. Governing Law
These terms and conditions shall be governed by and construed in accordance with the laws of the State of Delaware. By using our services, you agree that any disputes or legal proceedings related to these terms shall be subject to the exclusive jurisdiction of the courts in Delaware, unless otherwise required by applicable law.
9. AM Financial Service LLC is NOT a credit repair organization and does NOT offer credit repair services. We do not guarantee credit score improvements or remove negative items from credit reports. Our services focus on consumer education, financial literacy, and document preparation to help clients understand and exercise their rights under the Fair Credit Reporting Act (FCRA) and other consumer protection laws. Clients are responsible for submitting their own disputes. This agreement is governed by the laws of the State of Delaware. AM Financial Service LLC does not provide services to Georgia residents.
Contact Us
For any questions or concerns regarding these terms, please contact us at dreabby7556@amfinancialservice.com
Privacy Policy
Last Updated: November 4, 2024
At AM Financial Service, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you visit amfinancialservice.com or use our services.
1. Information Collection
We collect information that you provide directly, such as your name, contact information, and financial details, to process inquiries, sign-ups, and service requests.
2. Use of Information
Your information may be used to:
- Provide and improve our services.
- Send you updates, reminders, and promotional messages.
- Comply with legal requirements.
3. Sharing of Information
We do not sell or rent your personal information to third parties. We may share data with trusted service providers who help us operate our business, under strict confidentiality agreements.
4. Data Security
We take data security seriously and implement industry-standard security measures. However, please note that no method of transmission over the internet is entirely secure.
5. Cookies
Our website uses cookies to enhance user experience and track website usage. You can disable cookies through your browser settings.
6. Your Rights
You may request access to your information, correction of inaccuracies, or deletion of your data. To exercise these rights, contact us at dreabby7556@amfinancialservice.com
7. Opt-Out Options
You may unsubscribe from marketing messages at any time by replying "STOP" to any SMS or contacting us directly.
8. Changes to this Privacy Policy
We may update this Privacy Policy periodically. Changes will be posted on our website.
We are not attorneys and do not provide legal representation or legal advice. Our services include document preparation, consumer rights education, and guidance on self-filing disputes. We do not draft legal pleadings, appear in court, or negotiate on behalf of clients.
AM Financial Service LLC
AM FINANCIAL SERVICE LLC
AM Financial Service LLC is NOT a credit repair organization and does NOT offer credit repair services. We do not guarantee credit score improvements or remove negative items from credit reports. Our services focus on consumer education, financial literacy, and document preparation to help clients understand and exercise their rights under the Fair Credit Reporting Act (FCRA) and other consumer protection laws. Clients are responsible for submitting their own disputes.
AM Financial Service LLC does not offer credit repair services to Georgia residents. We do not file disputes or interact with credit reporting agencies, creditors, or debt collectors on behalf of Georgia consumers. Per Georgia law, we only provide general educational resources and document preparation upon request, and clients must submit all disputes themselves.
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Take Control of Your Financial Future!
Empower Yourself with the Knowledge & Tools to Manage Your Credit & Finances the Right Way.
📌 We provide financial education & document preparation – not credit repair.